
Lending & Credit in 2025: AI, Open Banking, and Alternative Data Power a New Era of Financial Access
The lending and credit landscape is undergoing a transformative shift in 2025, driven by advances in AI underwriting, open banking, and the use of alternative data. From instant digital loans to BNPL (Buy Now, Pay Later) models, consumers and businesses now enjoy faster access to credit, personalized rates, and greater transparency than ever before. According…