
Digital Payments in 2025: Real-Time Transactions, CBDCs, and Embedded Finance Lead the Charge
The digital payments landscape is undergoing a rapid transformation in 2025, powered by innovations in real-time payments, central bank digital currencies (CBDCs), and embedded finance. With cash usage continuing to decline globally, consumers and businesses alike are embracing faster, safer, and more integrated ways to transact. According to McKinsey’s 2025 Global Payments Report, digital payments…